J. Stephen Gaske, Senior Vice President, has 30 years of experience as an economic consultant, researcher, and professor in the fields of public utility economics, finance, and regulation. His expertise includes cost of capital, finance, competition, cost allocation, rate design, cost of service, and regulatory economics.  Dr. Gaske has provided consulting services in more than 200 regulatory, antitrust, tax and civil proceedings.  In addition, he has presented expert testimony in more than 70 state, provincial and federal regulatory commission hearings in Canada, the U.S. and Mexico.  Prior to joining Concentric, Dr. Gaske was the President of H. Zinder & Associates.  Dr. Gaske obtained a Ph.D. from Indiana University School of Business, an M.B.A. from George Washington University, and a B.A. from the University of Virginia.